Bob Leonard may be reached at insureflorida@yahoo.com  Mail to: 405 S. Dale Mabry  Suite 308 Tampa, FL 33609

BEST REFERENCES

COMPARE FLORIDA DRUG PRICES

COMPARE FLORIDA HOSPITALS

FREE FLORIDA HEALTH GUIDE

SENIOR HEALTH CENTER GUIDE

MORE FREE INFO

MEDICARE PT D

MEDICARE UPS

LONG TERM

CARE

GUIDE TO HMOs

Where To Go For Help In Florida:

FLORIDA AGENCY FOR HEALTH CARE

OFFICE OF INSURANCE REGULATIONFLORIDA

 HEALTH FINDER.GOV

CONSUMER COMPLAINTS 888-419-3456

DEPT OF FINANCIAL SERVICES      

CHEAP GENERICS LISTS

WALGREENS SAVINGS
  CLUB  $12.99  90-day

WAL-MART & SAMS CLUB

TARGET GENERICS

FLORIDA KIDCARE

FLORIDA HEALTH NEWS ONLINE

Florida Independent Insurance Agent BOB LEONARD provides educational and often entertaining information to help people understand insurance options and ideas for Florida consumers.  CLICK FOR PERSONAL EMAIL HELP

TRYING TO EVALUATE A PHYSICIAN, NURSING HOME, or HOSPITAL?  Besides the resources listed on the left side of this page, you should at least look at these commercial data websites.  PHYSICIANS REPORTS provides the most free information.  If you are considering surgery or a nursing home, it may be worth the $30-40 to get a more complete report from HEALTH GRADES and REVOLUTION HEALTH.   

DON'T BUY ANY HEALTH INSURANCE ......UNTIL YOU READ ALL THESE ARTICLES & CLICK THE LINKS  

SHOP FOR MEAT & POTATOES - DO YOU NEED DESSERTS 


An Independent Insurance Agent Looks at:

GREAT MYTHS REGARDING HEALTH INSURANCE & AFFORDABILITY

Most people know millions of Americans (50% of Florida’s workers) don’t have health insurance.  Shockingly 38% of those people have a family income over $50,000.  Some of the reasons for this are do to myths about health insurance. 

GREAT MYTHS OF HEALTH INSURANCE MYTH: Since individual health insurance is so costly I have no choice but to join a big firm and get a group HMO plan.  Success in life is happiness doing what you want to do so this decision is a good way to create “DIS-EASE” in your life.  Want to live a life “ten less years?”  Then  spend your life in a job you hate!     

    Self-employment & owning your own business are choices in life for many people. There are ways to get more health coverage for less money with less exposure by matching two or more insurance plans.  That’s what I try to do to help people as an independent agent… make an insurance package that lowers monthly costs.

Continued on next page

SNOWBIRDS: DON'T MAKE A $10,000 ERROR WITH MEDICARE SUPS 

WARNING:  DOES YOUR GROUP HMO REALLY COVER YOUR SPOUSE?

NEVER ON A SUNDAY - CHECK THIS DETAIL ON YOUR POLICY 


THE ABCs OF HEALTH INSURANCE --  TYPES OF HEALTH OPTIONS

Do you know the types of health insurance on the market?  If you spent your working days in a Group HMO, you might not have encountered many types of health insurance.  Independent agents usually offer selections of all types of meet specifics needs or requests.  CLICK  TYPES OF HEALTH OPTIONS” above to read this.

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CHECKLIST FOR BUYING HEALTH INSURANCE 

Understanding Insurance TermsDEDUCTIBLES     CO-INSURANCE

      OUT-OF-POCKET COSTS